Credit Score Web Service

The Credit Score web service takes into account the applicant’s credit score when processing auto or property premium(s), thus accurately reflecting the nature of the risk inherent in the policy.

Additional Customer Information Screen (ACI)

The Additional Customer Information screen captures all necessary data to obtain the applicant’s credit score. The screen displays only if the insurance carriers that your brokerage is licensed for use a credit score to help assess risk and determine a premium.

Information collected on this screen will be used to populate the applicant’s information in both AutoRater and PropertyRater. The first, middle, last name, address, postal code, city, province and home phone number will be carried over using entries from the client information.

Carriers may be either selected or deselected from the Additional Customer Information screen for the credit score service.

Note: Deselecting a carrier may result in inaccurate premiums for those that have been unselected. Review your individual quote summary for additional messages based on the result of the participating companies.

The following information is required for this screen:

• First Name, Last Name: Correct spelling of the applicant’s name is crucial to retrieve an accurate credit score
• The Additional Customer Information screen does not support multiple applicants. The returned credit score will be based solely on the applicant listed on the ACI screen.
• For best results, do not use special characters like &.
• Address, City, Province, Postal Code: If the applicant has occupied his or her current location for fewer than 12 months, enter their previous address here.
• Since address abbreviations are commonly used, reference the Canada Post website for best results: https://canadapost.ca.
• Home Phone: If the applicant does not have a home phone number, enter his or her cell phone number or business phone number
• Date of Birth
• Credit Score Consent

• Credentials: Entering correct credentials is important for an accurate premium.  Please contact the company for incorrect/invalid credentials assistance.
  
  Once credentials have successfully been authenticated by the participating companies, they will be saved.

• Current Insured (Québec Only)
• Type of consent