Perform an Applied ezITV Evaluation

• Click the Applied ezITV button on the General tab and select Perform Evaluation from the menu
• Click Tools > Applied ezITV > Perform Evaluation on the menubar
  
  Note: If there are no existing ezITV evaluations, clicking Applied ezITV will launch the evaluation tool.

The Building address selected in the Address Lookup screen displays in the Dwelling Information section.

To display information for a different dwelling change/revise the address by doing the following:

1. Enter/revise the Property Address, City, Province, and/or Postal code for the dwelling.
   
   Note: Click the Hints and Tips hyperlink underneath the picture of the dwelling to go to a webpage that contains a section on addressing tips.
2. Click the Lookup Address button. Select the correct dwelling address from the list and click Select Address.
3. Click the Validate Dwelling button to refresh the iClarify information.
   
   Note: The Validate Dwelling button becomes active once a change is made in one of the address fields.
4. The system will refresh the screen and return with the iClarify information if available, providing the photo or imagery, as well as the predicted construction information.
   
   Note: An evaluation can still be completed if the information is not available.

The comprehensive information used to validate consumer reporting pertains to construction features, age, and size of the residence with a refined geographical radius of each other.

Note: iClarify utilizes information from inspection companies, contractors, and total loss claims data to generate the most common characteristics particular to an address. As such, if an inspection was done or a claim occurred on the particular dwelling, information presented reflects the actual information. Otherwise, the provided information is an average based on the year built and size of the house in the area/neighbourhood.

Note that the information that displays is a prediction and should always be validated with the consumer.

If a field has an iClarify button  next to it, the information came from the predicted construction data in iClarify. If the field is modified, the icon will disappear.

Click the Help button  next to the field or click Help on the menubar to get additional information on that item.

To view and/or print a Data Collection Form for Building Information, click Utilities > Data Collection Form on the menubar.

Sq. Ft.

The Square feet should only include the main, above ground living area with a ceiling height of at least eight feet. Never include the area of a half storey, ¾ storey, attic, balcony, basement, garage, porch, or deck.

Metric Converter

Use the Metric Converter feature if there is a need to convert metres and Sq. metres into feet and Sq. feet. Access this feature by navigating to Utilities > Metric Converter on the menubar, or by clicking the Metric Converter button on the options bar.

Year Built

Age (Year Built) along with size, location, and style are the key components in determining rebuilding costs.

Architecture Style

The dropdown list for Architecture Style contains the most popular styles for Canadian homes by default. This is referred to as the short list. If the needed style is not in the short list, click the View Long List button to display all available architectural structures.

Construction Type

Before selecting a Construction Type, take a look at the exterior siding first.

If the inside is wood frame but the majority of the outside is vinyl siding, wood-siding, or aluminum siding, you would select framing, wood as the Construction Type, and vinyl siding, wood-siding, or aluminum siding as the Primary Exterior Siding. When framing, wood, is selected, the system generates a lower replacement cost because it would cost less to rebuild because of the material.

If the inside is wood frame but the majority of the outside is brick veneer, you would select veneer, brick with wood frame as the Construction Type, and Veneer, common brick as the Primary Exterior Siding. When these are selected, the system generates a higher replacement cost because it would cost more to rebuild because of the material.

Construction Quality

The choices available here are Basic, Modest, Average, Above average, Expensive, Very expensive, and Opulent.

Average refers to the builder’s grade and builder’s quality for the materials for the house. There is no upgrade and even if there is one or two areas that were upgraded, it would still be considered average.

Above average is the status of a home has been upgraded to higher end finishing. If a home is 3000 sq. ft. it could be considered above average because of its size.

Physical Shape

The shape of the house does not include the garage, and only the living area above ground should be counted.

Primary Exterior Siding

If there is a combination of two or three siding materials, select the predominant one. If the percentage of the material is equal, select the material that is more expensive.

Roof Material

If a home has a material that is not listed here, select a material that is comparable to the material the home has.

Interior Information – Bathrooms

Only include bathrooms that are located above ground—do not include bathrooms in the basement.

• A Full bath consists of toilet, sink, and bath tub
• A Half bath is a powder room
• A ¾ bath consists of toilet, sink, and a standing shower stall

General Structure Details

Description of Location

Location is one of the major factors that affect the replacement cost of the house. A house in one city might cost more to rebuild than a house in another city even though it is exactly the same house. This is why it is needed to describe the locale; the system will determine if a surcharge should be applied.

Suburban and Town are the only choices that would not apply a surcharge.

Renovations

If the house has not been renovated in the last 40 years there will be a higher replacement cost because of the difficulty of finding materials comparable to the original materials.

Historic Registry

If this home is on the historic registry, verify there is a market for it. It is likely that the insurance company will rely on the inspection to determine the building coverage.

Often the Predicted Constructed Data states the basement is not finished. Confirm the condition of the basement with the client. Sometimes the homeowners finished the basement but neglected to report it.

There are three main basement categories:

• Unfinished: Able to see the foundation; visible concrete
• Partially Finished: Area of a home below ground level with basic flooring and coverings; an open area that is ready to be finished. If there are divisions, it is considered a finished basement.
• Finished: Area of a home below ground level that has at least one wall with windows and has a high level of finish that includes floor finish, paint, and finish of wall cover on par with rooms of the home.
  
  Note: If only a portion of the basement is finished, you must enter two separate entries, one for the finished portion and another one for the unfinished portion (along with their respective dimensions in square feet).

To add a basement, click the Add button  and enter the Type, Sq. Ft., and Year Built.

To delete a basement, click the Delete button  next to the basement to be deleted.

The Predicted Construction Data only provides information on whether there are any attached garages.

Note: Only garages attached to the dwelling should be entered in this section. Detached garages must be entered in the Other Structures section.

To add a garage, click the Add button  and enter the Type, # of cars, Sq. Ft., and Year Built.

Note: The number of square feet is automatically filled in once a garage Type and # of cars are selected. Modify the field with the exact dimensions of the garage if obtained.

To delete a garage, click the Delete button  next to the garage to be deleted.

A Carport is a covered structure with a roof and no walls.

To add a Carport, click the Add button  and enter the Type, Sq. Ft., and Year Built.

To delete a Carport, click the Delete button  next to the carport to be deleted.

To add a Porch, click the Add button  and enter the Type, Sq. Ft., and Year Built.

To delete a Porch, click the Delete button  next to the porch to be deleted.

Select Deck, roof for decks built on the roof of a home, Deck, specialty wood for cedar, and Deck, synthetic lumber for plastic. Deck, wood is the most common and suitable for pressure treated wood.

To add a deck, click the Add button  and enter the Type, Sq. Ft., and Year Built.

To delete a deck, click the Delete button  next to the deck to be deleted.

Information provided in Additional Areas adds precision to the reconstruction estimate. Enter any above ground usable spaces that are not the main living area in this section.

Examples of Additional Areas are ½ storey, ¾ storey, attic, balcony, indoor swimming pool, patio, and solarium.

Note: If the house is a 1 ½ storey house, enter the sq. ft. of the 1 storey in the main building section, then enter the sq. ft. of the ½ storey in this section. To determine the sq. ft. of the ½ storey, take 60% of the floor below.

To add an additional area, click the Add button  and enter the Type, Sq. Ft., and Year Built.

To delete an additional area, click the Delete button  next to the additional area to be deleted.

Add additional items that are not available elsewhere in the ezITV evaluator that could have an impact on the reconstruction estimate, i.e., items that are not normally found in a home within the quality class of the house chosen.

Any detached structures, such as a boathouse, carriage house, garage, gazebo, green house, hot tub are Other Structures.

Detached structures entered here are calculated separately and are not calculated as part of the rebuilding cost.

Note: A Swimming pool is the only item in other structures that will be added to the replacement cost of the building.

To add other structures, click the Add button  and enter the Structure Type, Sq. Ft., Year Built, Construction Quality, Condition, Construction type, Primary Exterior Sliding, and Roof Covering.

To delete other structures, click the Delete button  next to the other structure to be deleted.

To view and/or print a Data Collection Form for Other Structures click Utilities > Data Collection Form – Other Structure on the menubar.

Enter additional notes, such as updates or special conditions.

On the iClarify Data panel, an image of the dwelling displays. Below the image click the left arrow button  or the right arrow button  to view additional images of the dwelling. To see a satellite image of the dwelling, click the Globe button . To return to street level photos, click the Camera button .

Note: To print the dwelling images, click File > Print Dwellings Images on the menubar or click the Print button on the toolbar.

Click on the ezITV Transfer button    to transfer ezITV information to the Building Information. Building Type, Storeys, and Kitchens & Bathrooms information is not transferred.

1. In the Transfer Data window, ensure that the Building Information Data types you wish to have updated are selected.
   
   Note: All checkboxes are selected by default. To deselect all checkboxes, click the Uncheck All button and select individual checkboxes as needed.
2. Click OK to transfer the selected Data.

Click on the View More button    to display a screen listing, the dwelling information, and a satellite view of the area.

There are three different options to view the property/dwelling from this screen:

	Click on the house to view multiple images of the dwelling. Each image shows a different angle of the dwelling, providing a full view of the dwelling and the surrounding property.
	Click on the globe to display a satellite or a map view of the area. To include labels on the satellite view, hover over or click the Satellite button and check the Labels checkbox. You can zoom in and out by using the + and – signs along with a street view using the figure icon . Click on the corners of the dwelling or outbuilding on the map to calculate the square footage; click reset to clear the selection. Note: In the Satellite view only, you can click the Rotate button to rotate the image 90 degrees. You can also click the View button  to toggle between an angle view and an above view of the dwelling in supported areas.
	Click on the top of the camera to view an image of the dwelling taken from the street. Click the directional arrows to pan in any direction, and click the + or – buttons on the magnifying glass to zoom in or out.   Click on the bottom of the camera to view an image from Google Street View. You can zoom in and out by using the + and – buttons, and you can rotate the view of the image the right and left arrows.

To Generate the Report do one of the following:

• Click the Generate Report button at the bottom of the Evaluation screen.
• Click the Generate Report button on the options bar.
• Click Utilities > Generate Report on the menubar.

The ezITV Report displays the Total Value, Replacement Cost, and a summary of all the data collected for the evaluation, including details for Other Structures.

Note: When integrating the ezITV with the Property quote, only the replacement cost and other structures amount carries over to PropertyRater.

If the value generated is incorrect, adjust the data entered to change the value. The Total Value can also be adjusted manually using the Premium Adjustment tool accessed from the options bar or Utilities > Adjustments on the menubar.

To Print or save a copy of the report, click Print in the options bar or click File > Print Report on the menubar.

Note: When printing or saving the ezITV Evaluation, you can also print or save the iClarify Dwelling document.